A public adjuster is a professional who is licensed by the State of Illinois to advocate on your behalf to your home (or property) insurance company to ensure that your insurance company makes you whole when your home or business has suffered damage. Please read the following questions below to determine if you need one!
Are you unsure how much it will cost to repair or replace your roof, gutters, and siding that have been damaged by storms or hail?
Do you suspect that your insurance company has underestimated what it will cost to repair or replace your damaged roof or home exterior?
Do you feel your claim for storm damage has been wrongfully denied or undervalued?
Has your insurance company failed to cooperate with you or treated you unfairly?
A public adjuster will appraise the damage, prepare an estimate to make you whole, and negotiate with the insurance company to maximize your benefits under your insurance policy. Some studies show that a public adjuster can help policy holders collect up to 747% higher settlements for their damage.The burden of proving loss or damage and the value of your claim to your insurance company rests with you as the policy holder. Using a public adjuster is your safest choice to making sure that you receive every penny you need in order to restore your home or business.